The in Need for Speed Payback typically occurs when the graphics driver crashes or the system lacks sufficient video memory (VRAM), as indicated by messages requiring a supported card with at least 512MB . Core Fixes for the DirectX Error Need For Speed Payback "DirectX function" DirectX Error
Click and select NeedForSpeedPayback.exe from the list (or browse to your installation folder).
Start with the ( -Render.DeviceConfigSkip true ). It solves the issue instantly for most players. If that fails, move to the Registry Hack or Driver Clean Install .
, a frustrating ghost haunted the PC community: a DirectX error that claimed the system lacked the 512 MB of video memory